How to buy car insurance? After reading it, you will understand it.
Buying a car is a big problem, it is an extremely complicated matter, you need to consider the budget to consider the cost, etc., but do you think that the end of the car is over? Car use and car maintenance are also a big problem. Among them, the first thing that bears the brunt is the insurance problem of the car. The water here is really deep. If you are not careful, you will be on the insurance sales staff. Let's talk about which insurances need to buy which insurances do not need to buy, so that you spend less. 1, paying strong insurance Car insurance is divided into a variety of categories, people who look dizzy, which must be bought, not to buy can not be on the road called cross-strong insurance. The full name of the traffic insurance [motor vehicle traffic accident liability compulsory insurance] is China's first compulsory insurance system imposed by national laws. Traffic insurance is a compulsory liability insurance that is compensated by the insurance company for the personal injury or death of the victim (excluding the vehicle personnel and the insured person) caused by the road traffic accident of the insured motor vehicle. To put it simply, after buying this insurance, after a traffic accident, the insurance company will take a part of you, so that you can't afford to pay for it, but you can only bear a small part if a serious traffic accident occurs or When you hit a luxury car, the insurance company will have a bit of money, which requires commercial insurance. 2. Vehicle loss insurance Vehicle loss insurance refers to the losses incurred in your own car. The insurance company will bear the loss for you. The terminology is the natural insured or accident caused by the insurance vehicle, and the insurer will lose the insurance vehicle itself. Compensation shall be paid in accordance with the provisions of the insurance contract. Car damage insurance is also very necessary to buy, that is, no matter what losses happen to your car, as long as it does not exceed the value of the vehicle itself, the insurance company will compensate you. 3. Third party liability insurance This is a better understanding of the car damage insurance is to compensate yourself, then the third party is naturally to compensate others, in the event of an accident, this will bear your compensation in addition to the strong insurance, but this also depends on you buy The amount of insurance to determine the amount of your compensation, not how much you can lose how much you want to lose, the general family car to buy 500,000 three-risk is enough. 4, personnel insurance on board The first three are related to the car, and there must be compensation for the person. The personnel insurance on this car is the insurance. This kind of insurance is divided into two types. One is to protect the driver on the other. It is good to buy a passenger and a driver like this master. After all, life is the most precious. As for some dazzling insurance, you can buy it or not according to your own needs. For example, the place you are in is often raining. If you are afraid that water will flood your car, then you can buy wading. risk. For example, if you often have a car-losing case in your area, then you need to buy a burglary. These are all based on your own needs. You must be rational when choosing insurance. Don't be fooled by the insurance company. There is another kind of insurance that the insurance company is playing with everyone. It is a carelessness. It means that you can only pay 80% if you don’t buy this. If you buy this, you will pay for it. This is also very It is necessary to buy. Buying these four types of insurance has basically satisfied everyone's general needs, but the most important thing is not these. The most important thing is to drive the traffic regulations and pay attention to personal safety. This is more important than buying insurance. Folding Machine With Falling Inbox
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